Understanding Work History Requirements

Key points to consider when you lack traditional work history:

• SSDI requires sufficient work credits earned by paying Social Security taxes.
• Without enough credits, you often aren’t eligible for SSDI benefits.
• Work history duration depends on your age at disability onset.

Alternative Eligibility Options

Consider these avenues if SSDI is challenging due to no work history:

• Supplemental Security Income (SSI) may be available based on financial need.
• Veterans’ benefits or state-specific programs might offer assistance.
• Attorneys can help identify and apply for these alternatives.

Role of an Attorney Without Work History

How legal help benefits you:

• Assess eligibility for both SSDI and other disability programs.
• Gather and present medical evidence effectively to support your claim.
• Navigate SSA’s complex rules about work credits and exceptions.

Exceptions and Special Considerations

Sometimes work history is not a barrier:

• Certain disabilities starting in childhood may qualify for benefits without work credits.
• Widows, widowers, and parents may qualify under family-based SSDI rules.
• Proper legal guidance is key to understanding these exceptions.

Common Challenges Without Work History

Be prepared for potential hurdles:

• Initial denial of SSDI claims due to insufficient credits.
• Delayed processing or increased paperwork when applying for alternative benefits.
• Need for appeals which attorneys can manage effectively.